No need to squabble for a better rate, our lowest rates are posted - and the same for everyone. Whether you are buying a new home or switching your mortgage, knowing that you are already getting our lowest rate makes it easy.

See Current Rates on Fixed Rate Mortgages
See Current Rates on Variable Rate Mortgages
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$10,000 Line of Credit Special Offer

Give yourself room to reno with a $10,000 Line of Credit (OAC) along with your mortgage.

A Range of Mortgage Products

We offer a full range of mortgage products, financing all kinds of properties, including condominiums and vacation properties. Member Savings provides both conventional mortgages (up to 80% of the property’s value) and high-ratio mortgages (up to 95%) insured by Genworth or Canada Mortgage and Housing Corporation. You might want to take advantage of a high-ratio mortgage amortization period longer than the standard 25 years.

Mortgage Re-Payment Options

Besides offering traditional monthly repayment schedules for your mortgage term (from six months to five years) we also offer schedules aligned with your paydays. Options for paying off your mortgage faster include:

  • 25% prepayment annually without penalty
  • Increasing your initial payment amount by 25%

We also offer insurance coverage to pay your mortgage and preserve your family home should something unforeseen occur.

How Much House Can You Afford?

Use our Life Events Planner, with over 20 calculators, to assess your financial situation.

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