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  • Rates

General Accounts

Daily Interest Savings 0.15%
RRSP Savings 0.50%

Platinum Savings Account & TFSA

Annual Interest Rate 1.25%

U.S. Dollar Account

Under $500 USD 0.00%
$500 USD to under $2,500 USD 0.00%
Over $2,500 USD 0.10%

Investment Savings

$500 to under $1,000 0.00%
$1,000 to under $2,500 0.00%
$2,500 to under $5,000 0.25%
$5,000 to under $10,000 0.50%
$10,000 to under $50,000 0.75%
$50,000 to under $100,000 1.00%
$100,000 and over 1.00%

Guaranteed Investments (GICs), RRSPs, RRIFs, Tax Free Savings GIC* 

1 year 2.25%
18 months 2.35%
2 years 2.40%
3 years 2.45%
4 years 2.50%
5 years 2.80%

* Minimum investment $1,000. Interest paid annually and at maturity (compounded or paid out to account). For monthly interest deduct 0.125 from annual interest rate (minimum $10,000). Quarter Century Members add .25% to posted rate.

GIC Rate Escalator*

Time frame Rate
1st year 2.35%
2nd year 2.50%
3rd year 2.55%
4th year 2.75%
5th year 3.50%

* Effective rate 2.73%. Quarter Century Members add .25% to posted rate.


First Mortgage Loans

Variable* 3.50%

* Five year term, convertible to a fixed rate closed mortgage at any time without penalty

6 months closed 3.29%
1 year closed 3.09%
2 year closed 3.24%
3 years closed 3.34%
4 years closed 3.39%
5 years closed 3.49%