Banking
Low-Fee to No-Fee Banking
Being a member of Member
Savings Credit Union means more than having access to savings, chequing,
U.S. dollar accounts, a Tax-free Savings Account, and all the expected
products of Canadian financial institutions. Qualify as a STAR member
and you can benefit from free transactions and services each month.
Easy Account Access
Our
internet and telephone banking services give you total convenience and
secure, round-the-clock access to your accounts. What’s more, your
MemberCard® credit union debit card provides full access to Interac and
surcharge-free access to THE EXCHANGE® Network, allowing you Canada-wide
ATM banking.
Find out more about our Account packages and easy access on our corporate site.
Borrowing
Customized Loans
Rather than
taking a one-size-fits-all approach to lending, we tailor our offerings
to the individual needs of our members. No matter what you need—a new
car, vacation, or funds for education—apply for as much or as little as
you need, any time. We give your our best possible rates and help match
your loan payments to your payroll deduction or the direct deposit of
your pay.
Lines of Credit
With a Member
Savings line of credit (a pre-approved loan) we’ll advance funds, as
required, up to your approved limit. Now you can renovate, consolidate,
invest, or do whatever you want—with no annual fees. Your line of credit
is completely open; you can pay it down in part or in full at any time.
Credit Cards
Members
get exclusive access to a Credit Union MasterCard, with direct approval
through Member Savings. Use your Credit Union MasterCard to collect
Choice Reward points, redeemable for merchandise and any type of
travel—without blackout periods.
Find out more about our loans, lines and credit cards on our corporate website.
Mortgages
No
need to squabble for a better rate, our lowest rates are posted - and
the same for everyone. Whether you are buying a new home or switching
your mortgage, knowing that you are already getting our lowest rate
makes it easy.
Find out more about our "Impeckably Low Mortgages" on our corporate site.
Investing
Investing
Your investing style matters to us. That’s why we provide a full range of products and options to let you do it yourself or with some help from our experts. "Do It Yourself" Manage your own investments using QTrade Investor, Canada's leading independent online brokerage or invest through Member Savings Licensed professionals.
To find out more about our Investment offerings on our corporate site.
Insurance
Insurance
Our members get excellent group rates on home and auto insurance coverage through The Co-operators. The more insurance products you get, the more you'll save year-round on your rates. For added convenience, premiums are tailored to your pay dates and can be paid through payroll deduction.
Find out more about our Insurance offering on our corporate site.