Term Deposits & Registered Plans - RRSPs, RRIFs, TFSAs*

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Promotional Term Deposits**

Time Period Percentage
90 Day Term Deposit 1.95%
1 Year Redeemable 0.90%
1 Year Fixed 4.10%
18 - 23 Month 4.30%
2 Year Fixed 4.40%
3 Year Fixed 4.10%
4 Year Fixed 4.20%
5 Year Fixed 4.30%

Term Deposits*

1 Year Reedemable 0.65%
1 Year 3.40%
18 - 23 Months 3.60%
2 Year 3.75%
3 Year 3.85%
4 Year 3.95%
5 Year 4.05%

Term Deposit Rate Escalator***

Time Period Percentage
1st year 0.85%
2nd year 0.95%
3rd year 1.05%
4th year 1.65%
5th year 1.75%

*Minimum investment $500. Interest paid annually and at maturity. Quarter Century Members add .25% to posted rate. 1 Year Redeemable: interest paid annually or at redemption. 

90 Day Term Deposit

Special promotional rate may be changed or withdrawn at any time without notice. Existing term deposits cannot be broken to receive this offer. Simple interest calculated on the principal amount for the number of days in the term deposit and paid at maturity (principal x rate x number of days / 365 days). Rate shown for annual interest. Minimum investment $500; Maximum investment $500,000. Cashable upon maturity only. Available to personal and non-personal accounts. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day’s date.

1 Year Redeemable Term Deposit

Special promotional rate may be changed or withdrawn at any time without notice. Existing term deposits cannot be broken to receive this offer. Rate shown for annual interest. Annual compound interest paid at redemption or at maturity. If term is redeemed after 60 days prior to the 1 year anniversary, simple interest will be calculated on the principal amount for the number of days in the term and paid at redemption (principal x rate x number of days / 365 days). Minimum investment $500; Maximum investment $500,000. Cashable any time after 60 days. Available to personal and non-personal accounts. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as the current day’s date.

1 Year Term Deposit, 18-23 Month Term Deposit, 2 Year Term Deposit, 3 Year Term Deposit, 4 Year Term Deposit, 5 Year Term Deposit

Special promotional rate may be changed or withdrawn at any time without notice. Existing term deposits cannot be broken to receive this offer. Rate shown for annual interest. Annual compound interest paid monthly or annually. Minimum investment $500; Maximum investment $500,000. Cashable upon maturity only. Available to personal and non-personal accounts. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as the current day’s date.

***Effective rate 1.25%. Quarter Century members add .25% to posted rate.  Annual compound interest paid annually or at maturity. Rate shown for annual interest. Minimum investment $500. Cannot be combined with any promotional rate.

Note: Rates are provided for information purposes only and are subject to change at any time.  Redeemable Term Deposits options available.